Pros and Cons of Living in Frederick

Frederick's real pros -- a genuine Fort Detrick federal-research anchor and a real, walkable historic downtown -- come with real, disclosed costs: a violent crime rate 60% above the national average and still rising, a local property tax rate above the county and state averages, and Frederick County's own county-leading tornado frequency this record does not smooth over.

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Pro: A Rare, Real Fort Detrick Federal Research Anchor

As detailed on the jobs-economy topic page, Fort Detrick's own 1,200-acre campus -- hosting USAMRIID, a National Cancer Institute campus, and the Frederick National Laboratory for Cancer Research -- gives Frederick a real, distinctive federal biodefense-and-biomedical-research identity genuinely unmatched by most other Maryland exurban markets.

Pro: A Real, Genuinely Walkable Historic Downtown

As detailed on the best-areas topic page, Downtown Frederick's own 40-square-block historic district -- one of the largest contiguous historic districts on the US East Coast, threaded by Carroll Creek Park -- gives Frederick a real, walkable, distinct urban character genuinely unusual for a fast-growing exurban city of its size.

Con: A Violent Crime Rate 60% Above the National Average, Still Rising

As detailed on the crime-safety topic page, Frederick's own citywide violent crime rate ran a real 60.0% above the national average (NeighborhoodScout's five-year average), rising a further 6% year-over-year -- a real, disclosed unfavorable data point this record does not let Fort Detrick's or downtown's own prestige paper over.

Con: A Local Property Tax Rate Running Above the County and State Averages

As detailed on the property-taxes topic page, Frederick's own effective property tax rate ran approximately 1.45% (per Ownwell) -- genuinely above Frederick County's own 1.23% median and Maryland's own 1.21% statewide median -- a real, disclosed local divergence.

Con: Frederick County's Own Real, County-Leading Tornado Frequency in Maryland

As detailed on the flood-hurricane-risk topic page, Frederick County recorded more tornadoes since 1950 than any other Maryland county (39, or 8.4% of statewide events) -- a real, honest, disclosed hazard profile genuinely distinct from the coastal flooding risk this project documents for most other Maryland markets.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.