Cost of Living & Housing in Crisfield
Crisfield's cost of living centers on genuinely affordable, if volatile, housing paired with Maryland's lowest local income tax rate and a real, disclosed low property tax burden -- a genuinely distinct affordability combination among this dataset's Maryland markets.
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Learn moreGenuinely affordable, but genuinely volatile, small-market housing
A Zillow-style median estimated home value ran $166,481, while a separately-cited median SALE price ran a real, disclosed $142,000, down a striking 30.5% year-over-year -- a genuine feature of very small housing markets where a handful of sales can swing the median substantially. Confirm current, specific comparable-sale pricing directly with a local agent (base record).
A real, disclosed low effective property tax rate
Crisfield's own effective property tax rate ran a real, disclosed 0.97% (Ownwell), below both the national median (1.02%) and Maryland's own statewide median (1.21%). Somerset County overall carries genuinely low median annual tax bills, approximately $1,603, among the lowest in Maryland (base record).
Somerset County sits at Maryland's 2026 statewide-minimum local income tax rate
Somerset County's local 'piggyback' income tax rate ran a real, disclosed 2.25% in 2026, tied with Worcester County for Maryland's statewide minimum, atop the state's 2%-6.5% bracket structure -- a genuinely distinct combination of Maryland's lowest local income tax burden alongside Crisfield's affordable housing and property tax costs (base record).
Key takeaways
- Crisfield's housing carries a real, disclosed spread between a $166,481 median estimated value and a more volatile $142,000 median sale price (down 30.5% YoY) -- confirm current pricing directly with a local agent.
- Crisfield's own 0.97% effective property tax rate runs below both the national and Maryland statewide medians.
- Somerset County's 2.25% local piggyback income tax rate is tied for Maryland's 2026 statewide minimum.
- Somerset County median annual property tax bills run approximately $1,603, among the lowest in Maryland.
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