Property Taxes in Annapolis
Annapolis property taxes run genuinely higher inside city limits than the Anne Arundel County baseline: a combined $1.433 per $100 of assessed value for FY2026 (county $0.977 + state $0.112 + the city's own municipal levy), versus $1.089 per $100 for county residents outside any municipality -- a real, disclosed difference this record does not flatten to a single county-wide figure.
Exploring the idea of moving?
We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.
Learn moreThe City of Annapolis's Own Municipal Levy Is the Key Difference
Anne Arundel County's own FY2026 property tax rate ran $0.977 per $100 of assessed value, plus Maryland's statewide $0.112 per $100 -- a combined $1.089 per $100 for county residents OUTSIDE any municipality. Residents INSIDE the City of Annapolis pay a real, higher combined rate of $1.433 per $100 once the city's own municipal levy is added -- the specific figure this record uses as the effective rate for Annapolis properties.
A Real, Disclosed Rate Cut Approved for FY2027
Anne Arundel County's own property tax rate was cut from $0.977 per $100 (FY2026) to approximately $0.968 per $100 for FY2027 -- a real, modest, disclosed reduction as part of the county's most recent budget, though it does not change the separate municipal levy the City of Annapolis itself charges.
This Sits Within Maryland's Own Real, County-Variable Property Tax Landscape
Per marylandMarketManifest.js, Maryland's statewide effective property tax rate averages approximately 1.04%, with real, significant local variance across counties. Annapolis's own combined $1.433-per-$100 rate (approximately 1.433% effective) sits above that statewide average, a real, disclosed premium tied to the city's own municipal levy layered on top of the county and state rates.
Confirm the Actual Current Assessed Value for a Specific Property
Given real, disclosed rate differences between inside and outside city limits, and a modest FY2027 county rate cut, confirm the actual current assessed value and resulting property tax bill for a specific Annapolis-area property directly with the Anne Arundel County Office of Finance rather than relying on any single historical or citywide percentage figure.
One Number Isn't the Whole Bill
The combined $1.433-per-$100 rate layers county, state, and Annapolis municipal levies together -- confirm the full, current combined bill directly rather than relying on any single component rate in isolation, particularly since the county component is set to shift slightly for FY2027.
Key takeaways
- The combined property tax rate within City of Annapolis limits ran $1.433 per $100 assessed value for FY2026, above the $1.089 rate for county residents outside any municipality.
- Anne Arundel County's own rate is set to drop modestly to approximately $0.968 per $100 for FY2027, a real, disclosed reduction.
- Annapolis's combined effective rate (~1.433%) sits above Maryland's own statewide average of approximately 1.04%, per marylandMarketManifest.js.
- Confirm the actual current assessed value and property tax bill for a specific property directly with the Anne Arundel County Office of Finance.
- The full property tax bill layers county, state, and Annapolis's own municipal levy together -- confirm the complete, current combined figure rather than relying on any one component.
Want to know what your budget actually buys here?
Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.
Get local guidanceRead the full Annapolis overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.
Planning a move?
Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.
Talk to a local expert