Cost of Living in Yarmouth

Yarmouth's cost of living runs genuinely, substantially above national norms, reflecting the town's real affluent, coastal identity this record discloses directly.

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Housing carries a real, disclosed internal spread

Zillow's own reporting shows a $654,043 typical (middle-tier) value moving in the opposite direction from a $749,455 average (all-tier) value over the same period -- both well above the ~$408,776 national comparison figure this project cites consistently (base record).

A real, disclosed provisional property tax rate

Yarmouth's updated 2026 mill rate ran $14.62 per $1,000 assessed value (1.462% effective), above both the ~1.10% Maine statewide anchor and the ~1.02% national median -- though the source itself described this figure as possibly subject to slight revision once final (base record).

Maine's real 7.15% top income tax rate, with real retiree advantages layered in

Maine's real, current 7.15% base top marginal income tax rate applies in Yarmouth as statewide, alongside a full Social Security exemption and a $48,216 pension deduction (tax year 2025) (base record).

A likely coastal insurance premium, not independently quantified

This pass did not confirm a Yarmouth-specific homeowners-insurance figure, so this record uses Maine's own statewide range ($1,335-$1,433/year) while disclosing a likely, unquantified coastal premium (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.