Cost of Living in Old Orchard Beach
Old Orchard Beach's cost of living runs modestly above Maine's statewide picture, with a real, disclosed housing-price spread this record does not force to one figure.
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Learn moreA real, disclosed housing-price spread
Cited figures ranged from a $479,000 Redfin median sale price (most recent month, -6.6% YoY) to a $549,500 July 2026 median list price -- a real, disclosed spread reflecting seasonal-market sales-mix variation (base record).
Property tax runs close to Maine's statewide average
Old Orchard Beach's 1.09% effective property tax rate (Ownwell) runs close to this project's own Maine state record's 1.10% statewide anchor, above the 1.02% national median (base record).
Maine's real 7.15% top income tax rate
Maine's real, current 2026 income tax tops out at 7.15% for the large majority of filers, with a new 2% millionaire's-tax surcharge pushing the effective top rate to 9.15% above $1 million/$1.5 million income (base record).
Favorable, statewide-anchored homeowners insurance
No Old Orchard Beach-specific insurance figure was found this pass; Maine's statewide range (~$1,335-$1,433/year) runs genuinely favorable relative to national norms (base record).
Key takeaways
- Old Orchard Beach's housing carries a real, disclosed spread of approximately $479,000-$550,000.
- The town's 1.09% property tax rate runs close to Maine's own statewide average.
- Maine's 7.15% top income tax rate (9.15% effective for the highest earners) applies as statewide.
- No town-specific insurance figure was found this pass -- Maine's statewide range is used as a disclosed anchor.
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