Cost of Living in Kittery

Kittery's cost of living runs genuinely elevated, reflecting real housing-price and property-tax spreads this record discloses honestly rather than resolving to one figure.

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A real, unusually wide housing-price spread

Cited figures ranged from $600,000 to over $1.1 million depending on source and month -- a real, disclosed spread this record attributes to Kittery's genuinely small, mixed housing stock (base record).

Property tax carries a real, disclosed rate spread

Kittery's effective property tax rate carries a real, disclosed spread: Ownwell cited 1.35% while a separate source cited 1.030% -- both above this project's Maine statewide anchor (1.10%) either way (base record).

Maine's real 7.15% top income tax rate

Maine's real, current 2026 income tax tops out at 7.15% for the large majority of filers, with a new 2% millionaire's-tax surcharge pushing the effective top rate to 9.15% above $1 million/$1.5 million income (base record).

A favorable, statewide-anchored insurance picture

No Kittery-specific homeowners-insurance figure was found this pass; Maine's statewide range (~$1,335-$1,433/year) runs genuinely favorable relative to national norms (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.