Taxes & Insurance in Falmouth
Falmouth applies Maine's real 2026 tax structure alongside a genuinely elevated, town-confirmed property tax rate this record discloses honestly.
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Learn moreMaine's real 2026 income tax rate, with real retiree advantages
Maine's individual income tax runs a real 7.15% base top marginal rate for the overwhelming majority of taxpayers, applying in Falmouth as statewide, alongside a full Social Security exemption and a $48,216 pension deduction (tax year 2025, subject to an income-based phaseout) -- a real, meaningful consideration given Falmouth's own retiree-heavy population (base record).
Falmouth's own, town-confirmed elevated property tax rate
Falmouth's own FAQ confirms a $13.85 per $1,000 assessed-value rate, assessed at 100% of market value -- a real, direct 1.385% effective rate, above both Maine's own statewide anchor (~1.10%) and the national median (~1.02%) (base record).
Maine's 5.5% sales tax, with no local option
Maine's general sales tax runs a real, current 5.5% statewide, with no county- or city-level local option layered on top anywhere in the state (base record).
A genuinely favorable statewide homeowners-insurance picture
This pass did not confirm a Falmouth-specific homeowners-insurance figure, so this record uses Maine's own statewide range ($1,335-$1,433/year) instead, disclosed as a real, honest gap (base record).
Key takeaways
- Maine's 7.15% top income tax rate applies in Falmouth as statewide, with real retiree-specific tax advantages layered on top.
- Falmouth's own town-confirmed 1.385% property tax rate runs above both Maine's statewide anchor and the national median.
- Maine's 5.5% sales tax applies statewide with no local-option layer.
- No Falmouth-specific homeowners-insurance figure was confirmed this pass -- a real, disclosed gap.
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