Retiring in Ellsworth
Retiring in Ellsworth offers below-Maine-statewide-median housing and Maine's real, complete Social Security exemption, alongside a real, disclosed property-tax consideration.
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Learn moreMaine's real, complete Social Security exemption
Maine fully exempts Social Security benefits from state income tax, and offers a real $48,216 pension income deduction (tax year 2025) subject to an income-based phaseout -- benefiting retirees statewide, including in Ellsworth.
Housing below the Maine statewide median
Ellsworth's median home value (~$346,768) runs below Maine's own statewide $421,966-$428,478 range.
A real, disclosed property-tax consideration
Ellsworth's own effective property tax rate (~1.57%) runs above both the national and Maine statewide averages -- a real, disclosed factor for retirees on fixed incomes to weigh directly.
Key takeaways
- Maine's Social Security exemption and pension deduction benefit Ellsworth retirees statewide.
- Ellsworth's housing runs below Maine's own statewide median.
- Ellsworth's own property tax rate runs above both national and Maine statewide averages -- confirm the exact mill rate for a target property directly.
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