Taxes & Insurance in Opelousas
Opelousas carries a genuinely, dramatically low 0.29% effective property tax rate and Louisiana's flat 3% income tax, alongside real, elevated Acadiana-region homeowners-insurance exposure.
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Learn moreA genuinely, dramatically low property tax rate
St. Landry Parish's own effective property tax rate (0.29%, per this pass's cross-source research) sits among the lowest of Louisiana's 64 parishes, genuinely below both the 1.02% national median and Louisiana's own 0.92% statewide median.
Louisiana's flat income tax and the $75,000 homestead exemption
Louisiana's real, current flat 3% individual income tax (effective Jan. 1, 2025) applies in Opelousas exactly as it does statewide, alongside the real, constitutionally enshrined $75,000 homestead exemption.
Real, elevated Acadiana insurance exposure, despite inland positioning
Opelousas sits genuinely inland within Acadiana, but the broader region carries real, elevated homeowners-insurance costs tied to hurricane wind/rain exposure -- genuinely above this batch's north/central Louisiana markets, though below the state's most severe immediate-coastal rates. Confirm current, address-specific quotes directly with a carrier.
Key takeaways
- Opelousas's 0.29% effective property tax rate is among the lowest in Louisiana.
- Louisiana's flat 3% income tax and $75,000 homestead exemption both apply in Opelousas.
- Acadiana-region insurance costs run genuinely above this batch's north/central Louisiana markets.
- Confirm current, address-specific tax and insurance figures directly for any target property.
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