Cost of Living in Harvey
Harvey's cost of living pairs genuinely affordable housing against Jefferson Parish's own low property tax rate and a real, concrete flood-insurance-discount advantage.
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Learn moreGenuinely affordable housing
A median sale price of approximately $227,000 across 106 trailing-six-month closings and an August 2026 median list price of $250,000 ($141/sqft) both run close to the national average, per this pass's sourcing.
Jefferson Parish's own low effective property tax rate
Harvey shares Jefferson Parish's own overall effective property tax rate of approximately 0.52%, with a parish-wide median annual payment of approximately $1,312 on a $251,400 home.
A real, concrete flood-insurance discount
Because Harvey is genuinely unincorporated, Jefferson Parish's real CRS Class 3 rating applies directly -- cutting flood-insurance premiums by approximately 35% starting October 1, a real advantage this batch's incorporated sibling markets do not share.
Louisiana's flat 3% income tax applies regardless
Louisiana's real, statewide flat 3% individual income tax and $75,000 homestead exemption both apply in Harvey exactly as they do statewide.
Key takeaways
- Home prices ($227K-$250K depending on measure) run close to the national average.
- Jefferson Parish's own low ~0.52% effective property tax rate applies in Harvey.
- Harvey's own unincorporated status unlocks a real, concrete ~35% flood-insurance discount.
- Louisiana's statewide flat 3% income tax applies regardless of city.
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