Moving to Covington: Pros, Cons & What to Know
Moving to Covington means joining a real, incorporated North Shore town -- St. Tammany Parish's own parish seat -- with a genuine historic downtown arts-and-antiques district and homeowners-insurance costs that run meaningfully below both the Louisiana statewide average and Greater New Orleans.
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Learn moreA real, distinct historic downtown
Covington's downtown arts-and-antiques district -- Cottage Antiques, Copper Rooster Antiques, and monthly Trolley Run block parties on Columbia Street -- gives the city a genuine identity distinct from a generic commuter suburb.
Lower insurance, higher property tax
St. Tammany Parish's own average homeowners-insurance premium (~$1,127-$1,681/year) runs well below Louisiana's statewide average, but the parish's effective property tax rate (~0.74%) runs above the state average -- a real tradeoff to budget for.
Plan for a car-dependent commute
Covington carries no light rail or streetcar service; residents commuting into Greater New Orleans typically use the Lake Pontchartrain Causeway or I-12/I-10.
Key takeaways
- Covington's downtown arts-and-antiques district is a real, distinct identity, not a generic suburb.
- Insurance costs run genuinely below the Louisiana average; property tax runs genuinely above it -- weigh both together.
- The daily commute is genuinely car-dependent; budget Causeway or I-12 travel time into Greater New Orleans.
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