Pros and Cons of Living in Chalmette

Chalmette's honest tradeoff is genuine housing and property-tax affordability and a real, ongoing rebuilding story, set against severely elevated flood-insurance costs and a real, honestly-disclosed catastrophic Katrina history.

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Real advantages

Chalmette offers genuinely affordable housing (~$215,175-$249,000) and among the lowest property tax rates in Louisiana (~0.37%-0.39%), real industrial employment anchors (Domino Sugar, Chalmette Refining), a real, distinct War of 1812 historical identity, and short proximity to downtown New Orleans.

Real tradeoffs

St. Bernard Parish carries real, severely elevated flood-insurance costs the low property tax does not offset, a real, catastrophic Katrina flooding history, a crime rate one source cited as among the higher in America, and a genuinely car-dependent commute.

The net read

For affordability-focused buyers willing to research flood-zone status and insurance costs directly, Chalmette's genuine affordability and rebuilding story are real advantages -- provided they budget honestly for the parish's elevated insurance exposure.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.