Moving to Richmond: Pros, Cons & What to Know

Moving to Richmond means joining a real, distinct Bluegrass-region college town anchored by Eastern Kentucky University -- genuinely affordable housing, Kentucky's favorable flat income tax, and a citywide crime rate this record discloses honestly rather than glossing over.

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A real college-town economy

Eastern Kentucky University enrolled approximately 15,673 total students for fall 2024 and reported annual revenue of approximately $391.1 million -- a real, substantial anchor for Richmond's own economy and culture.

Genuinely affordable relative to nearby Lexington

Richmond's housing runs genuinely more affordable than several other Kentucky Tier A markets, though buyers should verify a real, disclosed cross-source spread ($205,900-$297,439) directly.

Weigh the crime figure honestly

Richmond's citywide crime rate ran higher than 94% of Kentucky communities per NeighborhoodScout -- confirm current, address-specific data directly with local law enforcement before relocating.

Key takeaways

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Read the full Richmond overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.