Moving to Mount Sterling: Pros, Cons & What to Know

Moving to Mount Sterling means joining a real, distinct east-central Kentucky city built around its genuine "Court Days" heritage, with a genuinely low property tax rate.

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A real, 230-plus-year Court Days heritage

October Court Day is a real, genuine trading-and-swap-meet festival tradition -- Kentucky's oldest continuously running outdoor festival -- drawing tens of thousands of visitors each October (2026 dates: October 16-18).

A genuinely low county property tax rate

Montgomery County's own effective property tax rate ran approximately 0.73%, genuinely below both the national average (0.92%) and Kentucky's own statewide 0.80%-0.85% range.

A genuinely mixed, honestly disclosed crime picture

Mount Sterling's overall crime index ran below the national index, but its crime rate ran higher than approximately 90% of other Kentucky cities -- a real tension this record discloses rather than picking one favorable framing.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.