Cost of Living in Madisonville

Madisonville's cost of living pairs genuinely affordable housing and a favorable property tax rate against a real, disclosed and substantial local occupational-tax cost.

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Genuinely affordable housing

Madisonville's home prices carried a real, disclosed cross-source spread this pass ($153,000-$175,000), all genuinely below Kentucky's own $182,086 statewide average home value.

A favorable property tax rate

Madisonville's own median effective property tax rate ran 0.99% this pass -- below both the Kentucky statewide median (1.02%) and the national median (1.02%).

A real, offsetting local occupational tax

Madisonville's own 2.5% city occupational tax (raised from 1.5%, the first increase in more than 43 years) puts local workers among the highest locally-taxed in Kentucky -- a real, disclosed cost that offsets much of the property-tax advantage for W-2 earners.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.