Retiring in Georgetown
Retiring in Georgetown offers a genuinely low property tax and Kentucky's real, favorable flat state income tax, with Lexington's more extensive hospital network a short drive away.
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Learn moreA genuinely low property tax
Scott County's own overall property tax rate (~0.68%) runs genuinely low -- a real, meaningful advantage for retirees on a fixed income.
Kentucky's favorable flat income tax
Kentucky's flat state income tax was cut to a real, dated 3.5% effective January 1, 2026 -- disclosed here as contingent on budget triggers and legislative reenactment, not a guaranteed permanent floor.
Lexington's hospital network, a short drive away
Georgetown Community Hospital serves the city directly, with Lexington's own more extensive hospital network -- UK HealthCare and Baptist Health Lexington -- a short, practical drive away.
Key takeaways
- Georgetown's genuinely low property tax (~0.68%-0.75%) is a real advantage for retirees on a fixed income.
- Kentucky's real, favorable flat income tax (3.5%, 2026) is a genuine consideration, though disclosed as contingent.
- Lexington's more extensive hospital network sits a short, practical drive away via I-75.
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