Cost of Living in Fort Thomas
Fort Thomas's cost of living reflects its genuinely affluent profile -- above-average housing costs and a real, disclosed local income tax, offset by a well above-average median household income.
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Learn moreA real, disclosed housing-cost spread
Fort Thomas home values carried a real, disclosed and genuinely wide spread this pass: a $370,000 Redfin median sale price against a substantially higher $528,900 median list price as of August 2026.
A real, flat city income tax
Fort Thomas levies its own real, disclosed flat 1.25% city income tax on both resident and nonresident earned income, on top of Kentucky's own flat, CONTINGENT 3.5% state income tax.
An above-national median household income
Fort Thomas's median household income ($104,350, 2024) runs genuinely, substantially above the national median, offsetting much of the higher cost of living for many households.
Key takeaways
- Home values carried a real, disclosed spread ($370,000-$528,900) this pass.
- Fort Thomas's own 1.25% flat city income tax applies to both residents and nonresidents working there.
- Median household income ($104,350) runs genuinely well above the national median.
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