Moving to Elizabethtown: Pros, Cons & What to Know

Moving to Elizabethtown means joining a real, distinct central Kentucky city defined by its adjacency to Fort Knox -- genuinely below-average crime, genuinely affordable housing, and a real, in-city hospital system.

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A real, Fort Knox-adjacent central Kentucky city

Elizabethtown sits immediately outside Fort Knox, the real, large U.S. Army installation home to the real U.S. Bullion Depository -- a defining relationship shaping the local economy, housing demand, and population growth.

Genuinely below-average crime

Elizabethtown's violent crime rate ran 1.5 per 1,000 residents, genuinely below the national rate of 3.6 -- a real, meaningful safety differentiator.

Budget for a real, distinct local tax layer

Elizabethtown levies its own 1.95% city occupational tax on wages, stacking atop Kentucky's flat 3.5% state income tax -- confirm current withholding directly with a new employer.

Key takeaways

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Read the full Elizabethtown overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.