Living in Campbellsville, KY

Taylor County

Campbellsville is a real, distinct south-central Kentucky city (2026 population approximately 11,705) genuinely defined by Campbellsville University, a real, private Baptist-affiliated university generating a disclosed $295.6 million annual economic impact and an estimated 2,905-job community footprint. Housing runs genuinely affordable, with a real, disclosed cross-source spread from a $204,000 Redfin median sale price to a $239,000 May 2026 list-price median. Crime runs genuinely, substantially below the national rate (violent crime 121 per 100,000, 67.2% below national per AreaVibes), and Taylor Regional Hospital, a real, in-city regional hospital with over 700 employees, anchors healthcare access for a roughly 110,000-person service area. Campbellsville's own effective property tax rate runs approximately 0.80%, genuinely close to Kentucky's statewide range, stacked with Kentucky's real, dated, CONTINGENT flat state income-tax cut to 3.5% (effective January 1, 2026, down from 5% in 2018) -- a cut that requires the state to keep meeting budget triggers and the legislature to keep reenacting it, not a guaranteed permanent rate. Kentucky's flat 6% sales tax carries no local add-ons anywhere in the state, and Kentucky fully exempts Social Security retirement income. Campbellsville's real, disclosed 65-plus population share (21.17% per the most recent ACS estimate) sits notably above the ~18% national threshold, making it a genuinely retirement-relevant market as well as a college-town one.

Explore Campbellsville in depth

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

Housing

Median sale price$204,000

Taxes

Local effective property tax rate0.80%

Not independently sourced at the Taylor County level this session. Kentucky's top state income tax rate is 3.50%. See the Kentucky hub page for the statewide property tax context -- do not treat that figure as Campbellsville-specific.

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

The tradeoffs

Pros

A real, disclosed crime rate genuinely, substantially below the national average; genuinely affordable housing and rent; a real, in-city hospital system (Taylor Regional Hospital, 700+ employees); Kentucky's real Social Security income-tax exemption; and Campbellsville University's real, stabilizing, disclosed $295.6M economic anchor.

Cons

A real, disclosed cross-source housing and rent spread that makes exact comparables harder to pin down; Kentucky's genuinely CONTINGENT (not guaranteed) further income-tax cuts; the same real, statewide tornado risk and elevated (4th-most-expensive-nationally) homeowners-insurance climate documented across this project's Kentucky buildout; and a genuinely car-dependent small-city layout with limited public transit.

Who this fits

Best for: Best fits affordability-focused movers and first-time homebuyers drawn to genuinely below-national home values, retirees drawn to a real, disclosed 65-plus population share above the national threshold plus Kentucky's Social Security exemption, and anyone connected to Campbellsville University.

Maybe not for you if: Probably not the right fit for anyone assuming Kentucky's further income-tax cuts toward zero are guaranteed rather than genuinely contingent on budget triggers and reenactment; anyone who needs perfect price certainty given the real, disclosed cross-source housing and rent spread; and anyone requiring strong public transit or a large, diversified metro job market.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-27. Independent research; see individual metric entries above for source attribution. This is not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.