Taxes & Insurance in Winfield

Winfield's tax and insurance picture combines a genuinely modest property tax bill with Kansas's favorable retiree income-tax treatment and genuinely high statewide insurance costs.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

A modest property tax bill

Ownwell cites Winfield's median effective property tax rate at 1.63% -- modestly below Cowley County's own broader 1.69% overall average -- producing a median annual bill of approximately $1,611, genuinely below the national median of ~$2,400 (base record).

Kansas's real 2-bracket income tax and Social Security exemption

Kansas's current individual income tax runs a real 2-bracket 5.2%/5.58% structure, with full exemption of Social Security benefits from state income tax -- a genuinely meaningful benefit given Winfield's own disclosed, above-threshold senior population share (base record).

Genuinely high statewide insurance costs

Kansas's statewide average homeowners premium carried a real, wide cross-source spread ($3,673-$5,455/year), with every cited source agreeing Kansas runs well above the national average -- driven by tornado, hail, and severe-thunderstorm claims exposure (base record).

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Winfield overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.