Cost of Living in Ottawa
Ottawa's cost of living runs genuinely affordable on housing even as this record discloses a real, elevated property tax bill and Kansas's genuinely high statewide insurance costs.
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Learn moreAffordable but cross-source-disputed home values
Zillow's typical home value ran approximately $198,784 (up 3.7% YoY); Redfin's own median sale price ran higher at approximately $218,000 -- a real, disclosed methodology gap rather than a contradiction (base record).
Rent by bedroom count
Apartments.com cited one-bedroom rent at approximately $783/month, two-bedroom at $909, and three-bedroom at $1,519 as of April 2025 (base record).
A property tax bill genuinely above the national median
Ottawa's effective property tax rate ran approximately 1.72% per Ownwell, producing a median annual bill of approximately $2,927 -- itself above the national median bill of ~$2,400 (base record).
Key takeaways
- Ottawa's home values ($198,784-$218,000 across sources) run genuinely affordable relative to national medians.
- Rent runs from approximately $783 (1BR) to $1,519 (3BR) per month.
- A 1.72% effective property tax rate produces a median bill (~$2,927) genuinely above the national median.
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