Cost of Living & Housing in Concordia
Concordia's cost of living centers on a real, genuine affordability advantage in housing, offset by an effective property tax rate that runs meaningfully above both the national median and Kansas's own statewide figures.
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Learn moreGenuinely affordable housing, with a real cross-source spread to confirm
Concordia's own median home value ran approximately $83,000 (2023), while a separately cited recent median SALE price for Cloud County ran considerably higher, approximately $199,000 -- this record discloses the spread rather than resolving it to one number (base record).
A 2.04% effective property tax rate, above Cloud County's own average
Concordia's own 2.04% effective property tax rate (Ownwell) produces a $1,735 median annual tax bill, and runs meaningfully above Cloud County's own broader 1.70% county-wide rate as well as Kansas's statewide figures (base record).
Kansas's 5.20%/5.58% two-bracket income tax and full Social Security exemption
Kansas's real, current individual income tax is a two-bracket system -- 5.20% on the first $23,000 of taxable income for single filers, 5.58% above that -- with a full exemption for Social Security retirement income for all residents regardless of income level (base record).
Confirm current rent and employer data directly
A reliable, city-specific median rent figure and a confirmed, current named-employer list for Concordia were not found with confidence this pass -- confirm both directly with the Concordia Area Chamber of Commerce (base record).
Key takeaways
- Concordia's housing runs genuinely affordable by its own median-value measure: approximately $83,000.
- Concordia's own 2.04% effective property tax rate runs above Cloud County's own 1.70% county-wide rate and Kansas's statewide figures.
- Kansas's 5.20%/5.58% two-bracket income tax and full Social Security exemption apply in Concordia as they do statewide.
- A confirmed, current rent figure and named-employer list were not found with confidence this pass -- confirm both directly.
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