Pros and Cons of Living in Urbandale

Urbandale's honest tradeoff is genuine affluence, safety, and a distinct cultural identity, set against the highest housing and tax costs among this project's peer Iowa suburbs.

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Real advantages

Urbandale offers a genuinely affluent household-income base (~$113,086), the real, distinct Living History Farms cultural anchor, solid schools (4.05/5 Niche), and genuinely above-average safety (safer than 75% of Iowa cities).

Real tradeoffs

Urbandale's housing costs (~$355,748 average) run the highest among this project's four newly-documented Iowa Tier A suburbs, and its effective property tax rate (~1.71%) runs above Iowa's statewide median.

The net read

For affluent families and retirees who prioritize safety, established schools, and a distinct cultural anchor, Urbandale's advantages are genuine. For the most cost-sensitive Iowa movers, its disclosed highest-among-peers costs are a real, meaningful consideration.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.