Homeowners Insurance & Natural Hazard Costs in Marshalltown
Marshalltown's real, dated 2018 tornado history is a genuine, specific factor to raise with a carrier, layered onto Iowa's broader statewide homeowners-insurance costs.
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Learn moreA real, dated, direct-hit tornado history
An EF3 tornado with 144 mph peak winds struck downtown Marshalltown directly on July 19, 2018, causing more than $200 million in damage -- a real, specific event worth discussing with a carrier when shopping for wind/hail coverage (base record).
Real, regional derecho/severe-thunderstorm exposure
Marshall County sits within the broader path of severe convective storm systems like the real, catastrophic August 10, 2020 derecho that struck a wide swath of Iowa (base record).
Iowa-wide homeowners-insurance costs
No Marshalltown-specific premium figure was found this pass; Iowa's statewide average runs approximately $2,527-$2,664/year for $300,000 dwelling coverage, per this project's own verified statewide research (base record).
Key takeaways
- Marshalltown's real, dated July 19, 2018 EF3 tornado is a specific, disclosed factor for wind/hail coverage discussions.
- Marshall County carries real, regional derecho/severe-thunderstorm exposure, consistent with central Iowa.
- Iowa's statewide homeowners-insurance premiums run approximately $2,527-$2,664/year -- confirm a current, address-specific quote.
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