Taxes & Insurance in Indianola
Indianola's tax and insurance picture combines a genuinely above-median property tax burden with Iowa's shared statewide flat income tax and rising insurance costs.
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Learn moreA genuinely above-median property tax rate
Indianola's own real, current effective property tax rate ran approximately 1.68% -- above Iowa's own statewide median of approximately 1.55% and well above the national median of approximately 1.02%. Warren County's own levy is real, currently decreasing slightly for FY2026 under House File 718 (base record).
Iowa's real, current flat income tax
Iowa's real, current flat individual income tax rate ran 3.8% in 2026, reached in 2025 under Senate File 2442 -- down substantially from a top rate of 8.53% as recently as 2022 (base record).
Rising statewide insurance costs
No Indianola-specific homeowners-insurance figure was found this pass; Iowa's statewide average premium ran approximately $2,381-$2,664/year (2026), still approximately 31% below a cited national average of ~$3,467/year, though Iowa premiums rose a real, documented 28% during 2025 statewide as hail, tornado, and severe-storm claims increased insurer losses (base record).
Key takeaways
- Indianola's effective property tax rate runs a genuinely above-median ~1.68%, above Iowa's own statewide median.
- Iowa's real, current flat income tax rate is 3.8%, reached in 2025.
- Iowa homeowners-insurance premiums remain below the national average but rose a real 28% during 2025 statewide.
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