Taxes in Cedar Falls
Cedar Falls' tax picture combines a modestly below-median effective property tax rate with Iowa's real, statewide flat income tax structure.
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Learn moreA property tax rate modestly below Iowa's statewide median
Cedar Falls' effective property tax rate ran approximately 1.50% in Black Hawk County (its primary county) per Ownwell -- modestly below Iowa's statewide median (~1.55%), though rates run somewhat lower still (1.14%-1.31%) in the smaller portions of Cedar Falls extending into Bremer, Grundy, and Butler counties.
Iowa's real, current flat income tax
Iowa's flat individual income tax rate ran 3.8% for 2026, the final step of a multi-year phase-down from a top graduated rate as high as 8.53% in 2022.
Iowa's real statewide rollback mechanism
Iowa applies a genuinely complex statewide 'assessment limitation' or 'rollback' mechanism capping year-over-year taxable-value growth -- a specific property's taxable value can diverge from its market value as a result.
Key takeaways
- Cedar Falls' effective property tax rate (~1.50% in Black Hawk County) runs modestly below Iowa's statewide median.
- Iowa's flat 3.8% income tax rate (2026) applies statewide.
- A real county-by-county rate spread applies to the smaller portions of Cedar Falls outside Black Hawk County.
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