Cost of Living in Cedar Falls

Cedar Falls' cost of living runs genuinely affordable, anchored by low rent and a property tax rate below Iowa's own statewide median.

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Genuinely affordable rent

Cedar Falls' median rent ran approximately $1,207/month (March 2026), approximately 37% below the national average.

Housing close to the national median

Cedar Falls' average home value ran approximately $234,647 (up 6.5% YoY per Zillow), close to or modestly below the national median home value.

A property tax rate below Iowa's statewide median

Cedar Falls' effective property tax rate ran approximately 1.50% in Black Hawk County (its primary county), modestly below Iowa's statewide median of approximately 1.55%.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.