Housing in Warsaw

Warsaw's housing market carries a real, disclosed, unusually wide price spread, reflecting the area's split between a more modest inland/city baseline and a genuine lakefront-property premium.

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A real, disclosed wide price range

Kosciusko County's median sale price ran $220,000 (January 2026), while separate Warsaw-specific figures ran $260,000 and as high as $427,000 (July 2026) -- this record states the full range honestly rather than picking one falsely precise number.

A plausible lakefront-premium explanation

The wide spread plausibly reflects genuine lakefront-property values around Lake Wawasee and Lake Tippecanoe pulling the high end upward against a more modest inland/city-proper baseline -- a hypothesis this record states honestly, not a confirmed reconciliation.

A low property-tax add-on

Kosciusko County's 0.60% effective property tax rate -- the lowest in this batch -- adds a genuinely modest cost above the purchase price, though lakefront properties often carry materially higher assessed values than the county-average figure implies.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.