Cost of Living in Richmond

Richmond's cost of living runs genuinely low across the board -- Wayne County ranks among the least expensive places to live in the United States.

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A genuinely low overall cost of living

Wayne County's overall cost of living runs approximately 20% below the national average, ranking among the least expensive places to live in the US.

Low housing costs

Richmond's average home value ran approximately $158,766 per Zillow, up 5.3% year-over-year -- genuinely affordable relative to national figures.

A real local income tax layer

Wayne County levies a real, additional 1.50% local income tax on residents on top of Indiana's 2.95% flat state rate.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.