Taxes in Mishawaka

Mishawaka's tax picture layers St. Joseph County's real local income tax onto Indiana's flat state rate, plus a property tax rate that runs modestly above the national median.

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A real combined income tax rate

St. Joseph County's real 1.75% local income tax layers onto Indiana's flat 2.95% state rate, for an approximate combined 4.70% -- confirm the current rate directly with the Indiana Department of Revenue.

A modest property-tax premium

Mishawaka's effective property tax rate ran 1.13% per Ownwell -- above the 1.02% national median, with real ZIP-level variance from 1.04% (46545) to 1.14% (46544).

Indiana's simple, uniform sales tax applies

Indiana's uniform 7% statewide sales tax applies in Mishawaka, with no local add-on -- see indiana.js for the full structure.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.