Cost of Living in Kokomo

Kokomo's cost of living runs genuinely low on housing and property tax, set against a below-national median household income this record discloses honestly.

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Genuinely affordable housing costs

Kokomo's average home value ($185,001, Zillow, +5.4% YoY) runs well below the national median, paired with a low 0.86% median effective property tax rate (Ownwell).

A below-national household income

Kokomo's median household income ($55,360) runs below the national median, with a real, disclosed 17.07% poverty rate -- a genuinely working-class manufacturing-town economic profile.

A real, disclosed combined income tax rate

Indiana's flat 2.95% state income tax combines with Howard County's real 2.35% local rate (effective January 1, 2026) for a disclosed 5.30% combined rate.

Indiana's uniform statewide sales tax

Indiana's simple, uniform 7% statewide sales tax applies in Kokomo with no county or municipal add-on, and most grocery food is exempt -- see indiana.js for the full statewide structure.

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.