Taxes & Insurance in Goshen

Goshen carries the highest effective property tax rate among Elkhart County's cities, Elkhart County's 1.50% local income tax layer, and Indiana's shared statewide homeowners-insurance cost trend.

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Elkhart County's highest municipal property tax rate

Goshen's effective property tax rate ran 1.09% per Ownwell -- the highest among Elkhart County cities reviewed this pass, above the county's own 0.95% median rate -- resulting in approximately $2,200 typical annual tax on a median-priced home.

Elkhart County's local income tax layer

Elkhart County's real, flat local income tax rate ran 1.50% for residents (0.50% for nonresidents working in the county), combining with Indiana's 2.95% flat state rate to a real, combined resident rate of approximately 4.45%.

Indiana's statewide insurance trend still applies

No Goshen-specific homeowners-insurance premium figure was found this pass; this record uses Indiana's real, disclosed statewide range (roughly $1,150-$3,136/year, a $2,108 anchor figure) and its real, currently rising cost trend (a cumulative 17%+ increase since 2023).

Key takeaways

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Last reviewed: 2026-08-27. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.