Taxes in Elkhart

Elkhart's tax picture runs genuinely low across the board: a low effective property tax rate under Indiana's Circuit Breaker cap, a low combined income tax rate, and a simple statewide sales tax.

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A low, capped property tax

Indiana's real statewide effective property tax rate runs approximately 0.76%, with the state's Circuit Breaker capping homestead bills at 1% of gross assessed value -- no Elkhart-specific outlier was found this pass.

A low combined income tax

Indiana's flat 2.95% state income tax plus Elkhart County's 1.50% local income tax layer combine to roughly 4.45%.

Indiana's simple statewide sales tax

Indiana applies a uniform 7% statewide sales tax, with no additional local sales tax layer in Elkhart.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.