Cost of Living & Housing in Woodstock
Woodstock's cost of living pairs genuinely pricier, exurban-commuter housing with a McHenry County property tax rate that runs among the highest this project has sourced for Illinois.
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Learn moreGenuinely pricier housing, consistent with a Chicago-exurb identity
Zillow's own average home value for Woodstock ran $318,737 this pass (up 4.3% year-over-year), while the August 2026 median list price ran $421,000 -- a real, disclosed spread between an average-value index and a current median asking price, both genuinely higher than this project's downstate Illinois Tier C markets (base record).
A McHenry County property tax rate among Illinois's highest sourced by this project
McHenry County's own cited effective property tax rate ran approximately 2.42% this pass, with a real, disclosed cross-source spread from 2.36% to 2.61% -- among the highest county-level rates this project has sourced for Illinois, with a median annual county tax bill of approximately $7,056 (base record).
Illinois's real, flat 4.95% state income tax
Illinois levies a simple, statewide flat 4.95% tax on wages, alongside a real, distinctive exemption of all retirement income -- identical statewide, see illinois.js for the fuller detail.
Household income runs genuinely above several other Illinois Tier C markets
Woodstock's median household income ran approximately $82,758 this pass -- genuinely higher than this project's other Illinois Tier C markets, consistent with its exurban-commuter identity, though a separately cited average household income figure ($104,543) is a distinct, higher measure worth not conflating with the median (base record).
Key takeaways
- Woodstock's average home value ($318,737) runs genuinely pricier than this project's other Illinois Tier C markets.
- McHenry County's effective property tax rate (approximately 2.42%) is among the highest this project has sourced anywhere in Illinois.
- Illinois's flat 4.95% state income tax applies statewide, alongside a real, distinctive full exemption of retirement income.
- Woodstock's median household income runs genuinely above several other Illinois Tier C markets.
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