Cost of Living in Waukegan

Waukegan's cost of living runs genuinely, substantially more affordable than its wealthier North Shore neighbors, though its property tax rate still runs elevated relative to its lower home values.

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Genuinely Affordable Housing, Distinct From the North Shore

Waukegan's median home value ran approximately $190,900 -- roughly 57% of the national average, and genuinely, substantially below Highland Park or Lake Forest.

A Real, Lower Combined Sales Tax

Waukegan's combined sales tax rate ran approximately 8.5% -- genuinely lower than every Cook County suburb documented elsewhere in this project's Illinois buildout (Schaumburg, Evanston, and Oak Park all run 10%+).

A Real, Elevated Property Tax Rate Despite Lower Home Values

Waukegan's median effective property tax rate ran approximately 2.89% -- genuinely elevated, producing an average annual bill of approximately $4,212 despite the city's lower home values.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.