Cost of Living in Moline

Moline's cost of living runs genuinely low on housing, offset by a real, elevated effective property tax rate above Illinois's already-high statewide average.

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Genuinely affordable purchase prices

Moline's average home value ran approximately $148,825 per Zillow -- genuinely below both the Illinois statewide figure ($294,136) and the national figure.

A real, elevated property-tax offset

Moline's own median effective property tax rate ran 2.99% per Ownwell (median annual bill approximately $2,685) -- above Illinois's already-high 1.88% statewide average.

Illinois's simple flat income tax applies statewide

Illinois's real, simple flat 4.95% state income tax applies in Moline as statewide, with no Moline-specific local income tax layer, and Illinois's substantial full retirement-income exemption applies equally here.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.