Pros and Cons of Living in Mattoon

Mattoon's core trade-off pairs genuinely affordable housing, a real homegrown corporate-heritage story, and Illinois's retirement-income tax exemption against a real, sourced multi-decade population decline and a property tax rate above Illinois's statewide average.

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Pro: genuinely affordable housing

Mattoon's $97,700 median property value (2024) runs well below both Illinois's statewide average and Coles County's own broader figure.

Pro: a real, homegrown corporate-heritage story

Consolidated Communications' 1894 founding here as the Mattoon Telephone Company gives Mattoon a genuine, distinct local business-heritage identity.

Con: a real, sourced multi-decade population decline

Mattoon's population has fallen roughly -11.2% since its 2010 peak (18,553 to a 2026 projected 16,476).

Con: a property tax rate above the Illinois statewide average

Mattoon's effective property tax rate (2.27%) runs above Illinois's own already-elevated 1.88% statewide average, matching the broader Coles County figure.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.