Pros and Cons of Living in Evanston

Evanston's honest tradeoff is a real lakefront-university identity and genuine transit access set against expensive housing, elevated taxes, and a disclosed income gap.

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Real Advantages

Evanston offers a real Lake Michigan lakefront setting, Northwestern University's substantial presence, dual CTA-plus-Metra transit access, well-resourced public schools, and Illinois's flat state income tax with a real retirement-income exemption.

Real Tradeoffs

Evanston's property tax runs genuinely elevated (~2.28%), its combined sales tax reaches 10.25%, housing runs expensive, its crime rate runs above 93% of Illinois communities, and a real, disclosed racial income gap sits beneath its affluent citywide average.

The Net Read

For households specifically drawn to Evanston's lakefront-university identity and genuine transit access who budget honestly for its real tax picture, Evanston's advantages are real. For buyers prioritizing the lowest overall cost, other Illinois Tier A markets in this project may fit better.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.