Living in Edwardsville, IL
Madison County (Metro East / Greater St. Louis region, roughly 25 miles northeast of downtown St. Louis, Missouri)
Edwardsville's identity centers on a real, distinct Metro East / Greater St. Louis college-town character genuinely different from Belleville's larger, more general-purpose city profile elsewhere in this dataset: Southern Illinois University Edwardsville's 2,660-acre campus sits 25 miles northeast of downtown St. Louis, anchoring both the local economy and Edwardsville's real, sourced national safety reputation -- Research.com ranked Edwardsville #14 among the '50 Safest College Towns in America for 2026,' citing just 0.30 violent and 5.77 property crimes per 1,000 residents, and Niche places the city in the 76th percentile for safety nationally. Edwardsville's population grew a real, sourced 9.82% from 2010 to 2020 (24,412 to 26,808) before essentially plateauing since (-0.39%, 2020-2023, to a 2026 projected 27,022) -- a genuinely steadier growth pattern than the sustained downstate population decline this same Tier B batch's other three Illinois markets (Galesburg, Danville, Mattoon) all carry, and this record does not flatten that real contrast away. That relative strength comes with a real, disclosed housing-cost premium: Edwardsville's average home value ($320,541, Zillow, Feb 2026, up 4.6% year-over-year) runs meaningfully above Illinois's own statewide average ($294,136, per illinois.js), and its city-specific effective property tax rate (2.17%, Ownwell) sits above Madison County's own 1.92% county-wide average -- both figures inside Illinois's broader, nation-highest-tied statewide property tax burden. World Wide Technology's corporate headquarters, regional healthcare employers, and nearby Scott Air Force Base (southwestern Illinois's largest employer) round out a genuinely St. Louis-oriented job market, distinct from a Chicago-commuter identity. Edwardsville shares Illinois's real, current 2026 severe-weather profile -- a record tornado season and the August 11, 2026 derecho -- and Illinois's genuine, no-threshold exemption of Social Security, pension, and 401(k)/IRA income, though this record's own data (a median age of 31.8 and a 65-plus population share of just 13.02%, meaningfully below Illinois's statewide 16.56%) points to a genuinely younger, SIUE-driven demographic -- which is why this record uses best-areas rather than retiring as its ninth topic.
Explore Edwardsville in depth
- Moving to Edwardsville: Pros, Cons & What to Know
- Cost of Living in Edwardsville
- Housing in Edwardsville
- Taxes & Insurance in Edwardsville
- Climate in Edwardsville
- Schools & Families in Edwardsville
- Healthcare & Safety in Edwardsville
- Pros and Cons of Living in Edwardsville
- Best Areas to Live in Edwardsville
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Learn moreHousing
Taxes
Not independently sourced at the Madison County (Metro East / Greater St. Louis region, roughly 25 miles northeast of downtown St. Louis, Missouri) level this session. Illinois's top state income tax rate is 4.95%. See the Illinois hub page for the statewide property tax context -- do not treat that figure as Edwardsville-specific.
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Get local guidanceThe tradeoffs
Pros
A real, distinct, nationally-recognized college-town safety reputation (#14, Research.com's 2026 Safest College Towns in America); a genuine, steadier Metro East population trajectory than this batch's three other, declining downstate markets; a real, St. Louis-oriented job market anchored by World Wide Technology's headquarters, regional healthcare, and Scott Air Force Base; SIUE's 2,660-acre campus bringing genuine college-town amenities and culture; Illinois's real, substantial retirement-income tax exemption available statewide even though this specific market's own younger demographic points elsewhere for now.
Cons
A real housing-cost premium relative to both Illinois's statewide average and the three other downstate markets in this same batch ($320,541 average value vs. Illinois's own $294,136 statewide figure); a city-specific effective property tax rate (2.17%) above even Madison County's own already-elevated 1.92% average, inside Illinois's nation-highest-tied statewide property tax burden; a combined sales tax reaching 8.85% in parts of the city; and the same real, current, escalating statewide tornado/derecho risk and homeowners-insurance cost trend documented across every Illinois market in this dataset.
Who this fits
Best for: Best fits movers specifically drawn to a genuine, safety-recognized college-town identity near a major metro (St. Louis) without living in St. Louis itself, young professionals and families targeting World Wide Technology, regional healthcare, or Scott Air Force Base employment, and buyers comfortable paying a real premium over Illinois's statewide housing average for Edwardsville's specific combination of safety, SIUE amenities, and Metro East population stability.
Maybe not for you if: Probably not the right fit for buyers specifically prioritizing Illinois's downstate housing affordability -- Edwardsville's $320,541 average home value runs meaningfully above both the Illinois statewide figure and this batch's three other downstate markets; retirees whose relocation decision leans heavily on a large existing local retiree community, given Edwardsville's own real, sourced, notably younger demographic profile; and anyone assuming Edwardsville's real college-town safety reputation exempts it from Illinois's broader, currently escalating statewide tornado/derecho risk and property-tax burden.
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