Taxes & Insurance in Downers Grove
Downers Grove layers a combined sales tax below Illinois's own statewide average and a property tax rate that runs genuinely below the DuPage County average onto Illinois's simple flat 4.95% state income tax.
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Learn moreA Real, Below-County-Average Property Tax Rate
Ownwell's village-wide computed effective rate ran approximately 1.65% -- roughly 20% below DuPage County's own 2.05% average -- though the same source's ZIP-level breakdown for Downers Grove's own 60515/60516 ZIP codes runs somewhat higher, 1.85%-1.86%. Confirm the current figure directly for your specific address.
A Combined Sales Tax Below the Statewide Average
Downers Grove's combined sales tax rate ran 8.5% (6.25% state + 1.5% village + 0.75% special district) per Avalara's 2026 figure -- below Illinois's own roughly 8.86% statewide average.
Illinois's Flat State Income Tax and Retirement-Income Exemption
Illinois's flat 4.95% state income tax applies to earned income statewide, but Illinois taxes NONE of a retiree's Social Security, pension, or 401(k)/IRA income -- a real, substantial positive for retirement-income movers that applies identically in Downers Grove.
Illinois's Statewide Homeowners-Insurance Range Applies
No Downers Grove-specific premium data distinct from Illinois's own statewide range ($2,402-$3,108/year) was found this pass -- confirm current, address-specific quotes directly with a carrier.
Key takeaways
- Property tax runs a real, genuinely below-DuPage-County-average 1.65% village-wide (1.85%-1.86% by ZIP).
- Combined sales tax (8.5%) runs below Illinois's own statewide average.
- Illinois's flat 4.95% income tax excludes all retirement income -- a real, substantial positive for retirees.
- Illinois's statewide insurance range ($2,402-$3,108/year) applies; no Downers Grove-specific figure was found this pass.
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