Pros and Cons of Living in Decatur

Decatur's real pros and cons center on genuinely, nationally recognized affordability weighed against real, honestly disclosed economic and crime headwinds.

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The real pros

Genuinely, nationally the most affordable housing (U.S. News, 2025-2026), a real, currently-operating agribusiness/manufacturing cluster (ADM, Caterpillar, Tate & Lyle, Mueller Co.), and a real neighborhood-level safety counter-signal (87% A/B grades).

The real cons

A real, substantial multi-decade population decline, a genuinely elevated 6.70% metro unemployment rate, ADM's 2014 headquarters departure to Chicago, a genuinely elevated citywide crime rate, and a property tax burden that runs above even Macon County's already-elevated average in Decatur's own highest-rate ZIPs.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.