Living in Chicago for Families

Families moving to Chicago weigh a real, positive CPS graduation-rate trend (a record-high approximately 85% per one analysis) and genuinely deep pediatric healthcare access (Lurie Children's Hospital) against a real, recent CPS enrollment decline, a genuinely wide range of neighborhood-level school and safety variation, and the city's real, high combined tax burden.

Exploring the idea of moving?

We can connect you with a local real estate professional who knows the area -- no pressure, just a starting point.

Learn more

A Real, Positive CPS Graduation-Rate Trend, Alongside a Real Enrollment Decline

As detailed on the schools topic page, Chicago Public Schools' graduation-rate trend is real and positive (a record-high approximately 85% per one University of Chicago analysis), even as the district recorded a real, disclosed enrollment decline of approximately 9,000 students (-2.8%) in the 2025-2026 school year. Families should weigh both honestly rather than relying on either figure alone.

A Genuinely Large Selective-Enrollment and Charter-School Landscape

As detailed on the schools topic page, CPS operates a substantial number of selective-enrollment schools (competitive, application- or test-based admissions) and charter schools alongside traditional neighborhood-assigned schools -- a real, distinctive feature families should research directly for a specific target address, since a family's actual school options can vary substantially even between nearby addresses.

Genuinely Deep Pediatric Healthcare Access

As detailed on the healthcare topic page, Ann & Robert H. Lurie Children's Hospital of Chicago provides a real, major dedicated pediatric-specialty anchor, giving families genuinely deep access to pediatric specialty care beyond routine pediatrics.

Real, Substantial Neighborhood Variation in Family-Friendliness

As detailed on the best-areas topic page, some Chicago neighborhoods -- Beverly on the South Side is specifically cited as an example -- carry a real, distinct family-friendly, quieter character, while other neighborhoods run denser and more geared toward young professionals or nightlife. Families should research a specific target neighborhood's actual current character, school assignment, and safety data directly.

Budget for Chicago's Real, High Combined Tax Burden as a Family

As detailed on the taxes topic page, Chicago's combined sales tax (~10.25%) and disclosed property tax burden add real, ongoing costs to a family budget beyond Illinois's simple flat income tax -- worth modeling explicitly against a family's specific expected spending and home-purchase plans.

Key takeaways

Want to know what your budget actually buys here?

Tell us a bit about what you're looking for and we'll connect you with someone local who can walk you through real numbers.

Get local guidance

Read the full Chicago overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

Planning a move?

Tell us what you're looking for and we'll connect you with a local expert who can help you make it happen.

Talk to a local expert
Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.