Moving to Champaign: Pros, Cons & What to Know

Moving to Champaign means moving to a genuine college town anchored by the University of Illinois's own record Fall 2025 enrollment (60,848 students), with genuinely affordable housing and Illinois's cheapest homeowners insurance -- alongside real, disclosed crime and school-district challenges to plan around.

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A real, currently-growing university economy

The University of Illinois Urbana-Champaign set a real, current Fall 2025 enrollment record of 60,848 students, employing 12,000+ people directly, alongside Carle Health (nearly 16,600 system-wide) and Research Park's technology ecosystem.

Genuinely affordable housing and the cheapest insurance in Illinois

Champaign's typical home value runs around $199,076 (Zillow), and Champaign carries the cheapest homeowners insurance among Illinois's 20 largest cities -- roughly 15% below the statewide average.

Research crime and schools at the neighborhood/address level

Champaign's citywide crime rate runs genuinely elevated by NeighborhoodScout's own measure, and Champaign Unit 4 School District's own school-rating data described district performance as below expectations -- research both directly for a specific address.

Key takeaways

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Read the full Champaign overview for the complete picture -- housing, taxes, climate, and who this place genuinely fits.

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.