Cost of Living in Carbondale

Carbondale's cost of living runs genuinely low on housing, offset by a real, severely elevated effective property tax rate -- the highest among this project's four Illinois Tier A markets built this pass.

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Genuinely affordable purchase prices

Carbondale's average home value ran approximately $146,285 per Zillow -- genuinely below both the Illinois statewide figure ($294,136) and the national figure, among the most affordable Illinois Tier A markets in this project.

A real, severely elevated property-tax offset

Carbondale's own median effective property tax rate ran 3.23% per Ownwell -- meaningfully above Illinois's already-high 1.88% statewide average, and above Jackson County's own broader 1.84% average.

Illinois's simple flat income tax applies statewide

Illinois's real, simple flat 4.95% state income tax applies in Carbondale as statewide, with no Carbondale-specific local income tax layer, and Illinois's substantial full retirement-income exemption applies equally here.

Key takeaways

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Last reviewed: 2026-08-25. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.