Cost of Living in Belleville
Belleville's cost of living runs genuinely affordable relative to both Illinois's statewide average and the national figure, though its property tax rate carries a real, notable nuance worth understanding.
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Learn moreA real, substantial housing-affordability advantage
Belleville's median home value runs approximately $141,300-$158,463 depending on source -- well below Illinois's statewide average ($294,136) and the national median, a real, substantial affordability advantage.
A real, notable property-tax nuance
Belleville's own median effective property tax rate (2.55%) runs meaningfully HIGHER than St. Clair County's own broader average (2.03%) -- Belleville itself is a comparatively high-tax pocket within its county, even though the resulting dollar bill stays modest given the city's low home values.
A real, disclosed income gap relative to the St. Louis metro
Belleville's median household income ($63,535) ran roughly 80% of the broader St. Louis metro's own figure ($80,196) -- a real, disclosed gap worth factoring into a relocation budget.
Illinois's statewide income tax structure applies identically
Illinois's real, flat 4.95% income tax on wages, and its full exemption of Social Security, pension, and 401(k)/IRA income, apply the same in Belleville as anywhere else in the state -- see illinois.js.
Key takeaways
- Median home value ($141,300-$158,463) runs genuinely affordable relative to Illinois and national figures.
- Belleville's own property tax rate (2.55%) runs above St. Clair County's broader average (2.03%) -- a real, disclosed nuance.
- Median household income ($63,535) runs roughly 80% of the broader St. Louis metro's own figure.
- Illinois's flat 4.95% income tax and full retirement-income exemption apply statewide.
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