Cost of Living in Wailuku
Wailuku's cost of living runs genuinely high on housing and insurance, offset partly by a genuinely low property-tax rate, within Hawaii's own defining statewide cost pressures.
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Learn moreGenuinely expensive, volatile housing
Cited median prices ranged from $833,000 to $1.0 million across sources reviewed this pass, substantially above the national comparison figure.
A genuinely low property tax rate
Maui County's cited effective rate (0.16%-0.20%) runs among the lowest in the nation, though the real dollar bill (~$2,040/year median) is disclosed alongside it.
Genuinely elevated insurance
Maui-specific homeowners insurance ($2,400-$4,800/year cited) runs above Hawaii's own statewide average, a real, disclosed consequence of post-wildfire risk repricing.
Key takeaways
- Wailuku's housing runs genuinely expensive and genuinely volatile across cited sources.
- Maui County's property tax rate runs genuinely low, though the real dollar bill is disclosed alongside it.
- Homeowners insurance runs genuinely elevated, tied to post-2023-wildfire risk repricing countywide.
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