Cost of Living in Volcano

Volcano's cost of living runs only modestly above the national comparison figure on housing, this record discloses directly alongside Hawaii's own high statewide cost-of-living context.

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Housing runs only modestly above the national median

Volcano's cited median sale price ran approximately $420,000 (flat YoY) per one source, with a separate, neighborhood-specific citation of ~$480,000 (down 18.3% YoY) -- both only modestly above the ~$408,776 national comparison figure (base record).

A genuinely low effective property tax rate

This record's own calculation on a representative ~$420,000 assessed home with the base home exemption yields an approximate effective rate near 0.52%, below the ~1.02% national comparison figure (base record).

Hawaii's real 11% top income tax rate applies statewide

Hawaii's real, current 2026 top marginal individual income-tax rate is 11%, applying in Volcano as everywhere in the state (base record).

An especially relevant home-exemption structure

Given Volcano's dramatically elevated senior population share, Hawaii County's age-tiered home exemption ($80,000 at age 60-69, $100,000 at age 70+) is disclosed as especially relevant here (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.