Homeowners Insurance & Natural Hazard Costs in Princeville
Princeville's hazard profile carries the single most consequential, real, dated hazard fact this record discloses for any of this pass's four Hawaii markets: the catastrophic April 2018 North Shore Kauai flood.
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Learn moreThe real, catastrophic April 2018 North Shore flood
A real, national-record 49.7-inch 24-hour rainfall total at Waipa Garden triggered landslides and flooding that closed Kuhio Highway, destroyed two homes, and required a military airlift of over 220 people from Haena and Wainiha.
Princeville sits above the direct flood zone, but shares the access risk
Princeville itself sits on an elevated bluff and was not directly inundated -- but it depends on the same single Kuhio Highway corridor that event demonstrated can be catastrophically severed.
Confirm separate flood-insurance coverage directly
Standard homeowners policies commonly exclude flood damage entirely -- confirm current, separate flood-insurance coverage and cost directly given this real, documented hazard history.
Key takeaways
- The April 2018 North Shore flood is a real, catastrophic, national-record-setting event directly relevant to Princeville.
- Princeville shares the North Shore's single-road-access vulnerability even though it sits above the direct flood zone.
- Confirm separate flood-insurance coverage directly given standard-policy flood exclusions.
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