Cost of Living in Paia
Paia's cost of living runs genuinely high, layering Hawaii's own statewide cost-of-living burden onto Paia's own genuinely expensive coastal housing stock.
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Learn moreHawaii's real, statewide cost-of-living burden
Hawaii's cost-of-living index runs genuinely the highest in the nation (~193, per this project's Hawaii manifest research), applying to Paia as everywhere in the state (base record).
Genuinely expensive housing
A cited $2.69 million median list price runs substantially above the ~$408,776 national comparison figure (base record).
A genuinely low property tax RATE, but a real dollar bill to match
Maui County's cited ~0.16%-0.20% effective property tax rate runs among the lowest in the nation, though Paia's own high home values mean a real, meaningful dollar tax bill (base record).
Elevated homeowners insurance, disclosed directly
Maui-wide typical premiums of $2,400-$4,800/year apply, with Paia's own coastal, tsunami-/flood-exposed location plausibly adding further underwriting considerations this record did not resolve to a precise figure (base record).
Key takeaways
- Hawaii's real, statewide cost-of-living index runs the highest in the nation, applying fully to Paia.
- Paia's cited $2.69M median list price runs far above the national comparison figure.
- Maui County's low property tax rate still yields a real, meaningful dollar bill on Paia's high-value homes.
- Homeowners insurance runs genuinely elevated ($2,400-$4,800/year), with real coastal-exposure considerations.
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