Cost of Living in Laie

Laie's cost of living runs genuinely extreme, driven primarily by a real, disclosed, exceptionally high housing market layered on top of Hawaii's own statewide high cost structure.

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A genuinely extreme, disclosed housing cost

Laie's cited May 2026 median listing price ran $2.49 million -- well above both the national and Hawaii statewide medians, a real, disclosed figure this record does not soften (base record).

Rent runs genuinely high for the area

The median rent for a single-family home in Laie is cited at approximately $3,500/month (base record).

Hawaii's real 11% top income tax rate applies statewide

Hawaii's 12-bracket income tax (2026) tops out at 11%, applying in Laie as everywhere on Oahu, alongside a full Social Security and employer-pension exemption (base record).

A real, favorable local income picture

Laie's cited median household income (~$124,198, a 2023-dated figure) runs favorably relative to several other Hawaii Tier B markets, with a poverty rate of approximately 10.4% (base record).

Key takeaways

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Last reviewed: 2026-08-28. Independent research; not financial, tax, or legal advice -- confirm current figures with a local professional before making a decision.